Protect your home with the right insurance.
Homeowners insurance is a type of property insurance that provides financial protection for your home and belongings in the event of damage or loss due to certain risks, such as fire, theft, vandalism, or natural disasters. This type of insurance coverage also typically provides liability protection if someone is injured on your property.
Homeowners insurance policies can vary in coverage, but most standard policies include a few key components:
- Dwelling coverage — This protects the structure of your home, including the walls, roof, foundation, and built-in systems, like plumbing and electrical. This typically does not cover damage from earthquakes or floods.
- Personal property coverage — This covers your personal belongings, including furniture, electronics, clothing, and appliances, if they are damaged, destroyed, or stolen.
- Liability protection — Liability coverage helps protect you if someone is injured on your property or if you accidentally cause damage to someone else’s property. It typically covers medical expenses, legal fees, and any settlements or judgments resulting from lawsuits.
At Morco Insurance Agency, we can help you find the right homeowners insurance policy for your needs. We proudly serve the Oak Ridge, North Carolina area, and our independent agency is known for providing excellent service and helpful information.
When you want to update your homeowners insurance policy and make sure you’re getting the best deal, turn to us. Contact us today to learn more about finding homeowners insurance and to start exploring policy options.
At Morco Insurance Agency, we offer homeowners insurance for customers in Greensboro, Browns Summit, McLeansville, Oak Ridge, Pleasant Garden, Jamestown, and High Point, North Carolina.