Frequently Asked Questions

HomeFrequently Asked Questions

Everything You Need to Know About Getting the Right Insurance for Your Unique Needs

At Morco Insurance Agency, we are an independent, family-operated insurance agency dedicated to helping you find the right coverage at an affordable price. Keep reading to see some of the more common questions we get and then reach out to a member of our team.

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What is an independent insurance agency?
As an independent agency, we aren’t tied to just one insurance provider. This allows us to shop around and help you get the right coverage at an affordable price tailored specifically to your individual needs.
Where are you located and what areas do you serve?

Our office is located at 2001-C Boulevard Street in Greensboro, North Carolina. We proudly serve our community and surrounding areas, including Greensboro, High Point, Jamestown, Pleasant Garden, Browns Summit, and Oak Ridge.

What types of insurance policies do you offer?

We provide a comprehensive range of reliable policies, primarily focusing on Home, Auto, Commercial, and Life insurance.

How long have you been in business?

Our family-owned and operated business has been proudly serving the local community and working in the insurance industry for over 50 years.

Why should I choose a local family business over a large national provider?

We believe in providing true personal service. When you call our local agency, we always pick up the phone to communicate with you on a human level, ensuring you get the dedicated, friendly attention you deserve.

Do you offer insurance bundles?

Yes, we offer discounted bundle packages. Our à la carte policies allow you to select the specific services you need, and we will discount your premium based on your personal package.

Is there a cost to get an insurance quote?

No, we provide completely free, no-obligation quotes for all our coverage options.

What types of vehicles do you insure?

We offer affordable coverage for a wide variety of vehicles, including standard cars, motorcycles, RVs, motorhomes, and trucks.

Can I get full coverage on an older car?

We can definitely discuss coverage options for older vehicles. Because the value of older cars varies so greatly, please contact us for a quote so we can determine if full coverage makes financial sense for your specific situation.

What is preferred automobile insurance?

Preferred automobile insurance typically offers great rates for drivers with clean driving records. Contact us directly to see if you qualify for these preferred, affordable rates.

Do you provide collision insurance?

Yes, collision coverage is one of our primary auto insurance offerings to protect your vehicle from financial loss in the event of an accident.

I rent my home. Do you offer renter's insurance?

Yes, we provide renter’s insurance to give you financial peace of mind and protect your personal belongings, even if you don’t own the building you live in.

Does your house insurance cover mobile homes?

We provide tailored mobile home insurance policies specifically designed to protect mobile and manufactured properties.

Do you insure empty or unoccupied houses?

Yes, we offer specialized vacant property insurance for homes that are currently empty, undergoing renovations, or waiting to be sold or rented.

Will my homeowners policy cover roof damage?

Whether your roof damage is covered depends on the cause of the damage and the specifics of your current policy. Please contact us so we can review your plan together or set you up with the right property protection.

I own a condo. Is condo insurance different from standard homeowners insurance?

Yes, condo insurance is designed specifically for condominium owners, focusing largely on the interior of your unit and your personal property. We proudly offer both condo and standard homeowners insurance.

What does your commercial insurance cover?

We offer commercial insurance to protect everything you have worked so hard to build. Our main offerings include commercial property insurance and commercial auto insurance.

Can you insure my business vehicles?

Absolutely. We provide commercial auto insurance specifically designed for trucks, fleets, and other vehicles used for business purposes.

How do I know how much business coverage I need?

Every business is unique, and coverage needs vary greatly from industry to industry. We recommend giving us a call so we can assess your company’s risks and help you select the right commercial policies.

What types of life insurance do you offer?

We offer competitive rates on term life insurance as well as comprehensive universal life insurance policies.