If you operate a motorcycle or motor scooter in North Carolina, you are legally required to carry liability motorcycle insurance.
Some people use motorcycles or motor scooters as pleasure vehicles, while others rely on them as a primary form of daily transportation. Regardless of how you use your motorcycle, you will need to ensure that you have an active motorcycle insurance policy to be able to legally drive it on the North Carolina roads. Motorcycle insurance is available from a variety of carriers and can feature a variety of options, from simple liability insurance to much more comprehensive policies that may better protect you and others on the road.
At Morco Insurance Agency, we are proud to be a family-owned independent insurance agency that has been serving our community’s insurance needs for over 50 years. Motorcycle insurance is just one of our insurance offerings. We can also take care of your other auto insurance needs, commercial insurance, homeowners and renters’ insurance, life insurance, and more.
Being an independent insurance agency means we can prioritize finding you the carrier with the best policy for your needs and budget. We enjoy educating our clients about their options and will never pressure you into deciding on an insurance policy before you are ready and comfortable with moving forward. We can also work to create a customized discounted bundle of insurance policies for you, allowing you to select only the insurance you want or need.
If you operate a motorcycle or motor scooter in Greensboro, North Carolina, you are legally required to carry liability motorcycle insurance. Contact us today for more information or a free quote.
Contact Morco Insurance Agency Today!
FAQs About Motorcycle Insurance
Motorcycle insurance is a necessity for all motorcycle and motor scooter operators in the state, but it can be challenging to find the right policy or even understand it on your own. Turning to our agents allows you to make an informed decision. To learn more about motorcycle insurance, you can check out our frequently asked questions below or contact us with other questions you may have.
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What makes motorcycle insurance different from car insurance?
Motorcycles and motor scooters are not the same types of vehicles as automobiles. They have different safety features and values. In addition, motorcycles and motor scooters carry different risks, so they need coverage that is tailored to those specific risks.
What are the minimum coverage limits for liability insurance?
In North Carolina, the minimum coverage limits for motorcycle liability insurance, effective July 1, 2025, are as follows: $50,000 per person/$100,000 per accident for bodily injury and $50,000 per occurrence for property damage.
What other coverages should I consider?
You may want to look into collision insurance to cover damage to your vehicle caused by impact with another vehicle or object. Other than collision coverage, another option is if you want coverage for damage caused by falling objects, fire, hail, etc. Our agents can help you weigh your options.
How can I learn more?
Give us a call at (336) 292-2239 or send us a message via our contact form. Our agents can provide quotes and offer the assistance you need.
Contact Morco Insurance Agency Today!
At Morco Insurance Agency, we offer motorcycle insurance for customers in Greensboro, Browns Summit, McLeansville, Oak Ridge, Pleasant Garden, Jamestown, and High Point, North Carolina.