Our team at Morco Insurance Agency has extensive experience in the insurance industry, and we want to help you make informed decisions when choosing coverage. For example, if you need new car insurance, we can help you compare various policies to find the right one for your needs.
In this article, we will provide an overview of what car insurance covers so that you’ll know what to consider when comparing different policies.
- Collision Damage – Car insurance typically provides coverage for damage resulting from a collision with another vehicle or structure. This coverage will help pay for the costs of repairs to your vehicle (or to the other driver’s vehicle) so that you don’t have to pay out of pocket.
- Comprehensive Coverage – Car insurance also generally includes coverage for damage resulting from something other than a collision. For example, if you hit an animal with your car or someone breaks into your vehicle, then the comprehensive coverage will apply. This type of coverage also applies to damage from fire, hail, and other factors.
- Medical Payments – Many car insurance policies also offer coverage to help pay for any medical treatments that may be necessary for injuries incurred in a car accident. If you get hurt in a car accident, or cause injury to someone else, then your insurance policy will pay out to cover some or all the medical expenses involved.
If you have any questions about car insurance, don’t hesitate to reach out to our team. We can provide the answers and advice you need to select the ideal policy for your requirements.